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We do not have any policy exclusions or small print that invalidates cover for travel to a country that is subject to a ‘do not travel advisory’ for either security concerns or COVID-19, such as amber or red travel watch lists See FAQ

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Terms, conditions, limits and exclusions apply. Please refer to the Policy Wording. Policies are underwritten by Opportuna Insurance PCC Limited - Inherent Risks Cell, a Protected Cell Company (PCC), licensed in the Bailiwick of Guernsey, authorised and regulated by the Guernsey Financial Services Commission (GFSC) under registration number 2690930. Share capital in Inherent Risks Cell is 100% subscribed to Inherent Advisory Services DAC, is a Designated Activity Company, registered in Ireland (632153), authorised and regulated under part 16 of the Companies Act 2014.

Hotspot Cover is backed with reinsurance capacity by certain underwriters at Lloyd’s of London.

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