High Hazard Travel &

Medical Insurance

Whether you are traveling to Afghanistan as a Journalist
or volunteering in Sudan, we've got you covered.


Personal Accident Cover
Crisis Response
Ransom
High Hazard Travel
Personal Accident Cover
Crisis Response
Ransom
High Hazard Travel
Medical Insurance
Personal Accident Cover
Crisis Response
Ransom

Scope of Insurance Protection

Medical Expenses

We will cover you for emergency medical expenses incurred on your trip caused by an accident or illness and including evacuation to a nearby hospital or elsewhere as appropriate.

Kidnap & Ransom

You will be indemnified for a payment surrendered on behalf of the insured to meet part of a kidnap demand.

Personal Accident Cover

We will cover you for bodily injury or accidental death occurring from an unforeseen event such as road traffic accident or terrorist attack. Bodily injury includes permanent total disability.

Crisis Response

We provide response costs for wrongful detention or kidnap. You will have access to a 24hr global security centre, costs of an interpreter or the deployment of a specialist security consultant to assess your situation and provide advice.

Search and Rescue

Costs to assist and trigger Mountain Rescue, Coastguard or National Air/Sea rescue that responds for a threat to your life or if you go missing or get injured or seriously ill & whilst travelling off the beaten track.

Political & Crisis Evacuation

You will have access to deployment of specialist security consultants in case political evacuation is required.

Natural Disaster & Catastrophe Evacuation

We are on stand-by for your evacuation or movement to safety should you be in imminent danger or suffer harm as a result of natural occurrences such as earthquake, flood, tsunami, wildfire or volcanic eruption.

Medical Assistance & Evacuation

24/7 emergency medical assistance and repatriation expenses to ensure you are looked after in stressful situations.

Pre-Travel Security Briefing

All policyholders can avail a pre-travel safety and security briefing provided by our risk advisors.

Our partners

What Our Customers Are Saying

On behalf of our colleague, we would like to thank you for your constant support, care, and professionalism during his accident in Kyiv. Whenever we reached out to your team, we were always met with exceptional empathy, true dedication, and unwavering support. Thanks to your prompt responses and attention to every single detail, it made a huge difference to our colleague, and his rehabilitation is going smoothly now. We are fortunate to have had the privilege of working with you.

Tetiana N.

I have been struggling to find a broker who could arrange war and terrorism cover and was pleased to find Hotspotcover who provided me a very comprehensive product with a reputable and brands behind them.

John S.

We travel to the Middle East to countries like Iraq and Afghanistan multiple times per year and have always struggled to get insurance or when we did it was usually expensive. I’m really happy to have found Hotspot Cover.

Richard C.

I needed to send two of my employees to a high risk country for work purposes. Unfortunately I wasted hours trying and failing to get cover from my usual travel insurers. Thankfully I found Hotspot Cover! Super easy quote and buy process, very clear cover explanations, couldn't be happier.

Jason A.

As a charity worker frequently traveling to high-risk areas, finding reliable and comprehensive insurance coverage is crucial. HotspotCover provided me with a custom-tailored quote specifically for my upcoming trip to Palestina, ensuring I am protected despite the challenging conditions. Their exceptional service and understanding of my unique needs give me peace of mind, allowing me to focus on my humanitarian mission. I highly recommend HotspotCover for anyone needing specialized travel insurance.

Fatima Al-Mansouri