In 2024, the global risk environment is being influenced by significant geopolitical factors and localised issues, such as war, corruption and sectarian-driven conflicts, cross-border organised drug-related crime, and terrorism. Therefore, it is crucial for businesses and organisations travelling worldwide to understand the potential impact of these evolving security threats on their operations and personnel. This map is a high level view on the security and risk levels, colour coded, based on a series of indicators including crime, health, natural disasters, infrastructure, political stability, civil unrest, and terrorism.

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The above Risk Map is for underwriting and premium rating purposes only.  It should not be taken as advice of where Hotspot, Underwriters, or anyone else, considers to be safe in the geography covered.  At all times, Policyholders should consult their relevant risk advisers in making decisions about their personal safety whilst travelling to high risk locations.

If you have any questions in regard to planning your trip we can arrange for an appointment with Hotspot Cover’s risk and crisis advisory and specialists at Global Guardian. All Hotspot Cover insureds can avail of a pre-travel security and safety briefing and a daily safety check-in call as part of our premium services that are embedded at nil extra cost within our insurance to enhance our offerings to you.