COVID-19 - We cover COVID - We do not have any policy exclusions or small print that invalidates cover for travel to a country that is subject to a ‘do not travel advisory’ for either security concerns or COVID-19, such as amber or red travel watch lists. - view our latest advice
We will cover you for emergency medical expenses incurred on your trip caused by an accident or illness and including evacuation to a nearby hospital or elsewhere as appropriate.
24/7 emergency medical assistance and repatriation expenses to ensure you are looked after in stressful situations.
We will cover you for bodily injury or accidental death occurring from an unforeseen event such as road traffic accident or terrorist attack. Bodily injury includes permanent total disability.
We provide response costs for wrongful detention or kidnap. You will have access to a 24hr global security centre, costs of an interpreter or the deployment of a specialist security consultant to assess your situation and provide advice.
Costs to assist and trigger Mountain Rescue, Coastguard or National Air/Sea rescue that responds for a threat to your life or if you go missing or get injured or seriously ill & whilst travelling off the beaten track..
You will have access to deployment of specialist security consultants in case political evacuation is required.
We are on stand-by for your evacuation or movement to safety should you be in imminent danger or suffer harm as a result of natural occurrences such as earthquake, flood, tsunami, wildfire or volcanic eruption.
We provide survivors of critical incidents, ranging from accidents, bodily injury, kidnap, unlawful detention and terrorist and active assailant attacks with emergency on site response and post event trauma counselling.
You will be indemnified for a payment surrendered on behalf of the insured to meet part of a kidnap demand
Access to a free smart travel app giving a red button alert service, pre travel country reports, and live incident feeds.
I found Hotspot Cover to be very competitively priced insurance for the countries I was visiting. Really easy website to navigate also
I have been struggling to find a broker who could arrange war and terrorism cover and was pleased to find Hotspotcover who provided me a very comprehensive product with a reputable and brands behind them.
Having tried a number of insurance providers who sell hostile region insurance with little success I was fortunate to be directed to the online Hotspot product where I bought the insurance I needed without needing to go through a broker.