COVID-19 - We cover COVID - We do not have any policy exclusions or small print that invalidates cover for travel to a country that is subject to a ‘do not travel advisory’ for either security concerns or COVID-19, such as amber or red travel watch lists. - view our latest advice

INSURANCE

What's Covered

Medical Expenses

We will cover you for emergency medical expenses incurred on your trip caused by an accident or illness and including evacuation to a nearby hospital or elsewhere as appropriate.

Medical Assistance and Evacuation

24/7 emergency medical assistance and repatriation expenses to ensure you are looked after in stressful situations.

Personal Accident Cover

We will cover you for bodily injury or accidental death occurring from an unforeseen event such as road traffic accident or terrorist attack. Bodily injury includes permanent total disability.

CRISIS RESPONSE

We provide response costs for wrongful detention or kidnap. You will have access to a 24hr global security centre, costs of an interpreter or the deployment of a specialist security consultant to assess your situation and provide advice.

SEARCH AND RESCUE

Costs to assist and trigger Mountain Rescue, Coastguard or National Air/Sea rescue that responds for a threat to your life or if you go missing or get injured or seriously ill & whilst travelling off the beaten track..

POLITICAL & CRISIS EVACUATION

You will have access to deployment of specialist security consultants in case political evacuation is required.

NATURAL DISASTER & CATASTROPHE EVACUATION

We are on stand-by for your evacuation or movement to safety should you be in imminent danger or suffer harm as a result of natural occurrences such as earthquake, flood, tsunami, wildfire or volcanic eruption.

TRAUMA COUNSELLING

We provide survivors of critical incidents, ranging from accidents, bodily injury, kidnap, unlawful detention and terrorist and active assailant attacks with emergency on site response and post event trauma counselling.

RANSOM

You will be indemnified for a payment surrendered on behalf of the insured to meet part of a kidnap demand

SMART APP RISK SERVICES

Access to a free smart travel app giving a red button alert service, pre travel country reports, and live incident feeds.

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