We will cover you for emergency medical expenses incurred on your trip caused by an accident or illness and including evacuation to a nearby hospital or elsewhere as appropriate.
24/7 emergency medical assistance and repatriation expenses to ensure you are looked after in stressful situations.
We will cover you for bodily injury or accidental death occurring from an unforeseen event such as road traffic accident or terrorist attack. Bodily injury includes permanent total disability.
We provide response costs for wrongful detention or kidnap. You will have access to a 24hr global security centre, costs of an interpreter or the deployment of a specialist security consultant to assess your situation and provide advice.
Costs to assist and trigger Mountain Rescue, Coastguard or National Air/Sea rescue that responds for a threat to your life or if you go missing or get injured or seriously ill & whilst travelling off the beaten track..
You will have access to deployment of specialist security consultants in case political evacuation is required.
We are on stand-by for your evacuation or movement to safety should you be in imminent danger or suffer harm as a result of natural occurrences such as earthquake, flood, tsunami, wildfire or volcanic eruption.
You will be indemnified for a payment surrendered on behalf of the insured to meet part of a kidnap demand
Hotspot Cover’s comprehensive insurance works in partnership with their dedicated assistance providers to give you peace of mind for all covered emergencies. We provide a safe and steady pair of hands to manage your high risk travel needs and can respond anywhere in the world.