Travel Insurance for Russia

Country Risk Code: Medium to High in some areas

Russian has gradually evolved into an advanced and progressive society; however, there are still issues of corruption and discrimination. If you plan to travel to this destination, you should get adequate travel insurance coverage to protect you during your visit.


Russian has become a popular and exciting place to visit as the times of depression and communism have passed. From the variety of cuisines and impressive architectural works to the rich ancient traditions and unique cultures, there are many reasons to visit this country. Although the country seems to have reduced its level of prejudice and intolerance, there are still some potential risks that travellers need to know about before traveling to this country.

Potential Risks

Russians may exhibit some forms of racist behavior as foreigners are usually targets of racially stimulated crimes. Russians are almost able to identify themselves through their light skin appearance, hair, and eyes. Thus, Latin Americans, Northern Europeans, Asians, Africans, and other races are highly susceptible to discrimination and persecution. Foreigners with darker skin are even more noticeable in Russian society. Muslims and Jewish people are highly prone to be targeted for criminal activities.

Health Risk

It is illegal to produce bootleg vodka; however, this activity is still common in the country. Unlabelled vodka is extremely dangerous to consume; unlabelled in this sense means 'samogon' Vodka containing samogon may cause severe health conditions, including death, due to added ingredients such as shoe polish, sawdust, and medical disinfectants.
Some parts of Russia, including Saint Petersburg, have bad water due to the ancient plumbing system. Visitors are advised to avoid drinking tap water. Food prepared by most Street vendors is not inspected for health and safety measures. Health food prepared by the street vendors may not be healthy enough for consumption as the US and Russia safety measures are different. Foodborne, waterborne, parasitic, and other infectious diseases such as hepatitis, typhoid, diphtheria, rabies, and tuberculosis are common in Russia. Visitors should be vaccinated before entering Russia.
Additionally, visitors who intend to engage in outdoor activities should avoid being bitten and get vaccinated against tick-borne encephalitis. HIV and AIDS are common in Russia; you should avoid any activity involving needle tattoos or body piercings. Be cautious of prostitutes as some may have HIV; you should protect yourself if you have any encounter with them. There is also the risk of getting hepatitis B. Travelers in alpine and mountainous regions are exposed to the risk of Hypothermia.
There is the risk of getting exposed to heat and getting sunburned during summer. Ensure you wear sunglasses and hats while stepping out. Russia has improved healthcare services, especially in major areas such as Saint Petersburg. Private clinics offer a high-quality standard of health care services. However, there are poor treatment standards outside major cities.

Travel Tips

Transexuals and LGBT Advice

Even with the advancement in Russians' liberal behaviours, the general society still does not widely accept LGBT members. Although homosexuality is not a criminal act in Russia, LGBT members are not completely protected from harassment and discrimination. Gays, lesbians, and transgenders are prone to victimization.

Choosing The Right Cover For Your Russian Trip

Private healthcare service is quite expensive in Russia due to its high-quality healthcare standard; you should get travel insurance to protect yourself. Also, note that some private clinics do not accept medical insurance; they ask for payment upfront. Major state hospitals come in handy, especially during emergencies. Note that major state hospitals require health insurance to proceed with treatment. Check that your travel insurance extends to Russian healthcare alongside provision for emergency evacuation.