Refund Policy
If you're not completely satisfied with your purchase, you can request a full refund within 14 days of the purchase date.
If your trip is cancelled and you're no longer able to travel, you may cancel and receive a full refund (less an admin fee) up to the start date of your trip.
Please contact us to submit a cancellation request.
Get a quote
within seconds
Important information
About us
Hotspot Cover is a specialist insurance brand, protecting individuals and organisations that travel to some of the most remote regions in the world, even during war times, and we cover them with 24/7 emergency medical, assistance, crisis response and evacuation. We are supported by Lloyd's of London, the world's leading insurance market.
Social Media
Terms, conditions, limits and exclusions apply. Please refer to the Policy Wording. Policies are underwritten by Opportuna Insurance PCC Limited - International Risks Cell, a Protected Cell Company (PCC), licensed in the Bailiwick of Guernsey, authorised and regulated by the Guernsey Financial Services Commission (GFSC) under registration number 2690930. Share capital in International Risks Cell is 100% subscribed to Hotspot Cover DAC, is a Designated Activity Company, registered in Ireland (632153), authorised and regulated under part 16 of the Companies Act 2014. Hotspot Cover is backed with reinsurance capacity by certain underwriters at Lloyd's of London.