Corporate & Group Travel Insurance
Annual multi-trip and group travel programmes for corporates, NGOs, media organisations and globally mobile teams.
Built for organisations that travel often, operate internationally, and need more than a one-off policy.
If your organisation purchases travel insurance repeatedly for different travellers, destinations and dates, admin adds up quickly — and urgent travel becomes harder to manage. Hotspot Cover offers streamlined corporate and group travel programmes that keep cover in place, reduce friction, and provide consistent protection across your travelling workforce.
This product isn't purchased online — programmes are tailored to your travel profile, destinations and operational needs.
One policy. Less admin. Better control.
Centralised oversight
One global solution for multiple travellers — with consistent documentation and a clear renewal cycle.
Built for frequent and short-notice travel
Cover stays in place for the policy year, reducing last-minute scrambling.
Designed for international operations
Structured for organisations travelling across multiple countries and regions — not just standard leisure travel patterns.
Choose the structure that matches how your team travels
Annual Multi-Trip Cover
For individuals or smaller teams who travel regularly throughout the year. A simple way to avoid repeat purchases while maintaining consistent cover.
Best for: executives, leadership travel, consultants, regional teams, frequent flyers
Corporate & Group Travel
For organisations with multiple travellers, changing rosters and ongoing international travel. A single policy designed around your operating model — with central reporting and periodic reconciliation.
Best for: NGOs, media organisations, corporates, project teams, rotating deployments
How a corporate or group programme works
Instead of arranging cover trip-by-trip, we structure a programme that stays active for the policy year and is administered centrally.
Deposit premium at inception
Start the policy year with an agreed deposit premium based on expected travel activity.
Simple travel logging
Travel is recorded via a central spreadsheet (or agreed reporting format) — keeping administration light and auditable.
Periodic review
We reconcile premium based on actual travel days and destinations, typically reviewed monthly or quarterly.
One policy, consistent protection
Everyone travels under the same agreed terms, with a single renewal and a clearer duty-of-care framework.
Reporting cadence and structure can be tailored depending on travel volume, destinations, and governance requirements.
Benefits for organisations
Build a programme that fits your risk and travel profile
Programmes are tailored. Depending on your destinations and requirements, cover can include:
Core travel protection
- Emergency medical expenses
- Hospitalisation and treatment abroad
- Medical evacuation and repatriation
- Personal accident
Operational extensions
- Travel disruption and curtailment (where appropriate)
- Baggage / personal effects
- Equipment and specialist kit (e.g., media or technical gear)
- Personal liability (travel context) / legal assistance
- Crisis support options (where selected)
Admin & duty of care support
- Policy certificates and confirmation letters
- Central traveller roster and reporting format
- Incident and claims support process
Cover, limits and availability vary by destination and underwriting assessment. Terms, conditions and exclusions apply.
Suitable for
NGOs & Humanitarian Teams
Field deployments, rotating staff, mission travel, complex regions.
Media Organisations
Crews and correspondents travelling frequently, including remote assignments.
Corporate & Project Teams
International travel for projects, consulting, engineering and operations.
Research & Expeditions
Academic and research teams operating internationally and in remote areas.
Big-programme capability. Specialist agility.
Hotspot Cover is built for organisations that operate internationally and need a travel insurance partner that moves quickly. We combine specialist underwriting with an efficient, tech-enabled process — helping you reduce admin while maintaining strong oversight and consistent protection.
