Insurance
Policy Wordings
Access the full policy wordings for all our insurance products. These documents contain the complete terms, conditions, and coverage details for each policy type.
Worldwide Policy Wording
Policy Wording for rest of world territories for short-term cover to high hazard and remote destinations around the world.
View Policy WordingUkraine Policy Wording
Specialist policy wording for travel and operations in Ukraine, including war zone coverage.
View Policy WordingIsrael Policy Wording
Policy wording for travel and assignments in Israel, including conflict zone provisions.
View Policy WordingPalestine Policy Wording
Policy wording for travel and operations in Gaza and the West Bank.
View Policy WordingKidnap & Ransom and Crisis Response Policy Wording
Comprehensive K&R coverage including 24/7 crisis response services and expert consultancy.
View Policy WordingUnderstanding Your Policy
Policy wordings are the legal documents that define the terms and conditions of your insurance coverage. We recommend reading the relevant policy wording carefully before purchasing cover.
If you have any questions about the policy wording or need clarification on specific terms, our team is here to help.
Contact Our TeamKey Information
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Policy wordings are updated periodically. Always refer to the version included in your policy confirmation.
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Specific policy schedules and endorsements may modify standard terms for your coverage.
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For bespoke policies, please contact our team for the relevant documentation or for a new quote.
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Upon acceptance and premium payment, you will be issued a confirmation email which will include a Policy Schedule, corresponding Policy Wording and emergency and claims information.
Need Help Understanding Your Coverage?
Our team is available to walk you through policy terms and help you understand exactly what's covered.