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Cookie Policy

Last updated: January 2026

This Cookie Policy explains how Hotspot Cover DAC ("Hotspot Cover", "we", "us", or "our") uses cookies and similar technologies on www.hotspotcover.com (the "Website").

1. What Are Cookies?

Cookies are small text files placed on your device (computer, smartphone, tablet) when you visit a website. They help websites function properly, improve user experience, and provide information to website owners.

Cookies may be:

  • Session cookies – deleted when you close your browser
  • Persistent cookies – stored for a set period or until deleted

2. How We Use Cookies

We use cookies to:

  • Ensure the Website functions correctly
  • Improve performance and usability
  • Understand how visitors use the Website
  • Support security and fraud prevention
  • Enable analytics and website optimisation

We do not use cookies to make automated insurance decisions.

3. Types of Cookies We Use

a) Strictly Necessary Cookies

These cookies are essential for the Website to operate and cannot be switched off in our systems.

They are used for:

  • Website security
  • Network management
  • Basic functionality

Without these cookies, the Website may not work properly.

b) Performance & Analytics Cookies

These cookies help us understand how visitors interact with the Website by collecting anonymous information such as:

  • Pages visited
  • Time spent on pages
  • Error messages

This data helps us improve the Website's performance and user experience. Examples may include analytics tools such as Google Analytics or similar services.

c) Functional Cookies

These cookies allow the Website to remember choices you make (such as preferences) to provide enhanced functionality.

d) Marketing & Targeting Cookies (if enabled)

These cookies may be used to:

  • Deliver relevant content
  • Measure the effectiveness of marketing campaigns
  • Support remarketing or retargeting activities

Marketing cookies will only be used where you have provided consent.

4. Third-Party Cookies

Some cookies may be placed by third-party service providers that help us operate and analyse the Website.

These third parties may include:

  • Analytics providers
  • Hosting or performance tools
  • Marketing or advertising platforms

We do not control third-party cookies, and their use is governed by the third parties' own privacy and cookie policies.

5. Cookie Consent

When you first visit our Website, you will be presented with a cookie banner allowing you to:

  • Accept all cookies
  • Reject non-essential cookies
  • Manage cookie preferences

You may withdraw or change your consent at any time.

6. Managing Cookies

You can manage or delete cookies through your browser settings. Most browsers allow you to:

  • See what cookies you have
  • Delete all or selected cookies
  • Block cookies from specific sites
  • Block all cookies

Please note that disabling cookies may affect Website functionality.

7. Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in technology, law, or how we use cookies. Any updates will be posted on this page with the revised date.

8. More Information

For more information on how we use personal data, please refer to our Privacy Policy.

If you have questions about this Cookie Policy, please contact us via the details provided on www.hotspotcover.com.