We can provide insurance that covers for war and terrorism if you are transiting through the Middle East, such as Dubai. Click here to get a quote

All Country Reports
South Asia Updated August 2026

Country Risk Report

Nepal

Overall Risk Rating
Low
Capital

Kathmandu

Languages

Nepali (official); many languages; some English

Currency

Nepalese rupee (NPR)

Executive Summary

Nepal is classified as a LOW risk destination for the purposes of general safety, though it carries significant practical and environmental risks tied to its trekking and mountaineering tourism. Violent crime against tourists is uncommon, and the everyday risks are petty crime and scams, road safety, which is a serious hazard, altitude and natural disasters rather than security threats. The country experienced significant political upheaval in September 2025, when youth-led protests over corruption and a social-media ban turned into mass unrest that toppled the government, with buildings burned and dozens killed, leading to an interim administration and a path toward fresh elections. Political life has since calmed, but protests and strikes, known as bandhs, can recur and disrupt travel. The defining risks are environmental and practical. High-altitude trekking and mountaineering carry serious altitude-sickness risk and require acclimatisation and evacuation planning, road safety is poor with dangerous mountain roads and overcrowded buses, and Nepal is highly earthquake-prone, with monsoon flooding and landslides seasonally. Medical care is reasonable in Kathmandu but very limited in trekking regions, where helicopter evacuation is often the only option.

Risk Matrix

CategoryRisk RatingCommentary
Armed Conflict
Low
No armed conflict; the civil war ended in 2006.
Terrorism
Low
A low threat; occasional low-level political violence.
Kidnapping
Low
Kidnapping of travellers is very rare.
Crime
Low
Mainly petty theft and trekking scams; low violent crime against tourists.
Civil Unrest
Moderate
Protests and strikes can recur following the 2025 upheaval.
Health & Medical
High
Reasonable care in Kathmandu; very limited in trekking regions. Altitude risk.
Internal Travel
High
Dangerous mountain roads, altitude, monsoon and earthquake risk.
Digital / Cyber
Low
Card fraud and scams occur; broader cyber risk is limited.

Essential Precautions

1Plan carefully for high-altitude trekking, acclimatising properly and arranging evacuation cover for altitude sickness.
2Take particular care on the roads, given dangerous mountain roads and overcrowded buses; consider flights.
3Prepare for earthquakes and natural hazards, as Nepal is highly seismic, with monsoon flooding and landslides.
4Guard against petty crime and scams, including trekking and trekking-permit scams and theft in tourist areas.
5Monitor for protests and strikes, which can recur and disrupt travel following the 2025 upheaval.
6Use reputable trekking operators and guides, and register trekking plans.
7Respect religious sites and customs, in a diverse Hindu and Buddhist society.
8Hold comprehensive cover including high-altitude evacuation, given limited care in trekking regions.

Security Situation

Low

Nepal is generally safe from a security standpoint, with uncommon violent crime against tourists, but carries significant practical and environmental risks tied to trekking and mountaineering. The main concerns are altitude, road safety, natural hazards and occasional unrest rather than security threats.

Kathmandu and the Valley

Low
Kathmandu and the valley are the gateway and cultural hub, functioning with petty crime, traffic, pollution and occasional protests the main concerns.

Pokhara and the Trekking Regions

Low
Pokhara and the trekking regions are the base for treks, generally safe with altitude and trekking-safety considerations.

The Everest and Annapurna High Country

Medium
The Everest and Annapurna high country carries serious altitude, weather and evacuation risks.

The Terai and the South

Low
The Terai and the south include lowland areas and parks, with road safety and occasional political tension.

Detailed Risk Assessment

Armed Conflict

Low

Nepal is not in armed conflict; the Maoist civil war ended in 2006 and former combatants entered mainstream politics. The main instability risk is political unrest rather than conflict.

Terrorism

Low

The terrorism threat is low, limited mainly to occasional low-level political violence and small improvised devices linked to fringe groups. Standard vigilance is sufficient.

Kidnapping and Crime

Low

Kidnapping of travellers is very rare. The main issue is petty crime, including theft in tourist areas and a range of trekking and permit scams, with low violent crime against tourists.

Internal Travel

High

Dangerous mountain roads and overcrowded buses, high-altitude trekking, monsoon flooding and landslides, and earthquake risk make travel the defining challenge. Domestic flights, including to mountain airstrips, are common but weather-dependent and carry their own risks.

Health and Disease

High

Reasonable healthcare is available in Kathmandu, but care is very limited in trekking regions, where helicopter evacuation is often the only option for serious cases or altitude sickness. Travellers should hold comprehensive cover including high-altitude evacuation.

Cultural and Religious Sensitivities

Moderate

Nepal is a diverse Hindu and Buddhist society with significant religious sensitivities and sacred sites, and is generally welcoming. Modest dress at temples and stupas, respect for customs and sacred mountains, and sensitivity around religion are advisable.

LGBT Travellers

Moderate

Nepal is relatively progressive by regional standards, having recognised same-sex marriage and third-gender identities, though social attitudes remain conservative in places. Discretion is more advisable in rural areas.

Diplomatic and Government Situation

Moderate

Nepal is a federal republic that experienced major upheaval in September 2025, with mass protests toppling the government and leading to an interim administration and a path toward fresh elections. Political life has calmed, but stability is still consolidating, and consular support is available in Kathmandu.

Digital and Cyber Threats

Low

Card fraud and scams occur, and the authorities briefly restricted social media before the 2025 unrest, but broader cyber risk to visitors is limited. Connectivity is good in cities and variable on treks.

Vaccinations & Health Hazards

Strongly Recommended

  • Hepatitis A and Typhoid

    Recommended due to contaminated food and water.

  • Hepatitis B and Tetanus

    Recommended for many travellers.

  • Japanese Encephalitis

    Consider for the Terai or rural stays.

  • Rabies

    Consider for rural or long stays.

Other Health Hazards

  • Altitude: High-altitude trekking carries serious altitude-sickness risk; acclimatise and plan evacuation.
  • Road safety: Mountain roads and buses are dangerous; consider flights.
  • Earthquakes and monsoon: Nepal is highly seismic, with monsoon flooding and landslides.
  • Trekking evacuation: Helicopter evacuation is often the only option; hold comprehensive cover.

Choosing the Right Insurance

Cover for Nepal is available on a specialist basis. Kathmandu, Pokhara and organised trekking are manageable with standard precautions, and cover should include comprehensive medical and evacuation provisions, including high-altitude helicopter evacuation.

Annex A - Key Risk Dynamics

Checkpoints and Detention Triggers

Treks require permits and, in areas, registration; carry them. Carry ID, permits and a clear travel purpose. Some border and restricted trekking areas need special permits. Be respectful photographing religious sites and people.

Kidnapping and Detention Dynamics

Kidnapping of travellers is very rare. Permit and trekking scams are the main issues. Theft occurs in tourist areas. Isolation and altitude are the main trekking risks.

High-Risk Travellers

High-altitude trekkers face altitude and evacuation challenges. Road travellers face dangerous mountain roads. Monsoon-period travellers face flooding and landslides. Unrest-period travellers face protest and strike disruption.

Annex B - Key Preparation & Checklists

Essential Preparation and Medical

Acclimatise and arrange high-altitude evacuation cover. Prefer flights over long mountain bus journeys. Prepare for earthquakes and monsoon hazards. Use reputable trekking operators and guides.

Digital Security and Checkpoints

Guard against card fraud and scams. Connectivity is variable on treks. Keep devices secure. Limit public location sharing.

Movement and Operational Security

Use reputable operators and register trekking plans. Prefer flights and reputable transport. Plan around monsoon and mountain weather. Allow for bandhs and protests.

Conduct and Legal Compliance

Respect temples, stupas and sacred mountains. Dress modestly at religious sites. Keep valuables out of sight.

This report is provided for information only and does not constitute travel or security advice. Ratings are indicative and subject to change without notice. Confirm current conditions with Hotspot Cover before any deployment.